Since the New Year is all about starting new habits, this year we advise you to get into the practice of writing out the full date when signing or drafting any checks or legal documents. Law officials have advised the public to avoid abbreviating the year 2020 as 20, as this date can easily be modified. For example, a document that reads 1/1/20 can be doctored to read as 1/1/2019. This small change could allow someone to falsify a debt, or nullify an important document. As a safeguard against potential fraud, please sign everything with the full date (MM/DD/YYYY). While you may not think that you are at risk for fraud, taking this small precautionary step could protect you in the future.