Who pays the medical expenses when you are hit as a pedestrian?

In Massachusetts, if you are involved in a car accident, you are entitled to Personal Injury Protection, or “PIP” coverage. This policy ensures that your initial medical expenses related to the accident are covered. PIP coverage typically comes from your automobile insurance company; but what if you are hit as a pedestrian? If you are hit by a car as a pedestrian, you are more likely to sustain severe injuries, and consequently incur higher medical expenses. Fortunately, you are still entitled to PIP benefits. For both the driver and the pedestrian, PIP benefits will come out of the driver’s insurance policy. The driver’s auto insurer will cover up to $2,000 of medical bills for a pedestrian with private health insurance. If the pedestrian does not have private health insurance, PIP will pay up to $8,000. In these type of accidents, the likelihood of exhausting PIP funds is increased. If your medical bills exceed $2,000 you can bring a claim against the driver for your pain and suffering. If you or someone you know has sustained injuries from a motor vehicle accident, contact Briones Law Group, the attorneys here will utilize their experience to ensure that you are properly compensated.

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