Gap Insurance, do you need it?

With the rising cost of automobiles, getting into an accident can be a financial nightmare. It gets worse when you find out that the brand new car you bought is worth significantly less than what you paid for it and you end up owing the lienholder money. Even if the accident is not your fault. Enter gap insurance. You can purchase gap insurance when you purchase your vehicle and it covers any “gap” in the value of your car and what you owe on it. You can even structure the cost into your monthly payment so it is just a few dollars a month for the protection. Well worth it in my opinion!

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