The growth of Uber and Lyft across Massachusetts has made getting around easier than ever—but when a rideshare vehicle is involved in a crash, determining who is financially responsible is far from simple. Many people assume that Uber or Lyft automatically pay for any accident involving one of their drivers, but liability depends on whether the driver was using the app, waiting for a passenger, or actively transporting someone. Understanding how rideshare insurance coverage works under Massachusetts law can make